BMW X3 On-Road Price in Surat (2026)
The BMW X3 on-road price in Surat ranges from ₹84,22,100 to ₹86,43,100 (October 2026). That includes Gujarat road tax, a comprehensive insurance estimate, 1% TCS and registration charges — the full math is shown below so you can verify your dealer's quote line by line.
Ex-showroom prices verified against manufacturer and market sources on ; taxes computed from Gujarat's published slab.
Variant-wise On-Road Prices in Surat
Full Breakup — xDrive20d (Diesel)
| Ex-showroom price | ₹78,20,000 |
| Road tax & registration (Gujarat, 6%) | ₹4,69,200 |
| Comprehensive insurance (estimate) | ₹2,73,700 |
| TCS (1%, cars above ₹10 lakh) | ₹78,200 |
| FASTag & misc charges | ₹2,000 |
| Total on-road price in Surat | ₹86,43,100 |
Estimates based on published Gujarat road-tax slabs and typical insurance quotes (October 2026). Dealer offers, accessories and extended warranty will change the final figure.
EMI for the X3 in Surat
Monthly EMI
₹1,43,533
Loan amount
₹69,14,480
Total interest
₹16,97,514
X3 On-Road Price in Other Cities
Rival Prices in Surat
Frequently Asked Questions
What is the on-road price of the BMW X3 in Surat?
The BMW X3 on-road price in Surat ranges from ₹84,22,100 to ₹86,43,100 (October 2026), depending on the variant. This includes Gujarat road tax, an insurance estimate, 1% TCS and registration charges.
How much is the road tax on the X3 in Gujarat?
Gujarat charges roughly 6% road tax on the xDrive20d variant of the BMW X3 (Diesel), which works out to about ₹4,69,200 on its ex-showroom price of ₹78,20,000.
What is the EMI for the BMW X3 in Surat?
With a 20% down payment, a 9% interest rate and a 5-year tenure, the EMI on the xDrive20d variant (on-road ₹86,43,100 in Surat) works out to roughly ₹1,43,533.232 per month. Use the calculator on this page to adjust the numbers.