Every on-road price on CarSahiHai is computed from published rules, not copied from a dealer quote. This page documents the formula so you can check our work — and your dealer's.
The formula
On-road price = ex-showroom price + road tax + insurance + TCS + charges
Each component
Ex-showroom price
Indicative pan-India ex-showroom prices per variant, reviewed against manufacturer announcements and price revisions (last full review: July 2026). Manufacturers revise prices several times a year; small city-to-city ex-showroom differences also exist. Treat our figure as accurate to roughly ±₹20,000.
Road tax & registration
Each state levies a one-time road tax as a percentage of the ex-showroom price, usually in slabs by price band and fuel type. We maintain these slabs per state — for example, Delhi taxes petrol cars at 4–10% depending on price while Karnataka charges 13–18%, and several states fully or partially exempt electric vehicles. This single component is why the same car can cost over ₹1 lakh more on-road in Bengaluru than in Delhi.
Insurance
A comprehensive first-year policy estimated at 3.5–4.5% of ex-showroom price (higher percentage for cheaper cars). Actual quotes vary with add-ons like zero-depreciation cover, your city and no-claim history — shop around; this is the most negotiable line on a dealer quote.
TCS
Tax Collected at Source: 1% of ex-showroom price on cars above ₹10 lakh, under Section 206C(1F). It appears on your quote but is creditable against your income tax — it's a prepayment, not a cost.
Charges
A flat ₹2,000 allowance for FASTag and statutory handling. We deliberately exclude dealer add-ons — accessories bundles, extended warranties and “logistics charges” — because they are optional, whatever the showroom says. Our guide to decoding a dealer quote covers which lines you can refuse.
What this means for accuracy
- Our on-road figures are estimates designed to be within a few percent of a real quote, and to make the structure of the quote transparent.
- State tax rules change with budgets and EV policies; we update slabs when states revise them.
- The final authority is always the invoice — use our breakup to question line items, not as a legal document.
Comparisons and lists
Our car pages, comparisons and buying listsare generated from the same variant-level dataset — prices, claimed efficiency, NCAP ratings, dimensions — so a verdict like “cheaper” or “safer” always traces back to a number you can see. We only cite crash-test ratings where a Global NCAP or Bharat NCAP test actually exists.